Thinking about buying your first home? Whether it’s still just a dream or you’ve seen somewhere you love, we can help you get there.
Whether you’ve started to build your deposit, are ready to view properties or have only just begun to dream of your first home, our Home Buying Coach is your perfect property companion.
Our app gives you smart ways to save and provides helpful tips on moving in and making it your own. We’re ready to help find and fund your future home, and live a life more Virgin.
WORK OUT WHAT’S IN REACH
Calculate your borrowing power, and understand what you can afford.
We’ll look at your income and what you can save to work out what you may be able to spend on your new home.
We’ll also show you how that changes depending on if you shorten or lengthen the timeframe when you expect to buy your home.
BUILD YOUR PERSONAL PLAN
Create a personalised plan that fits your circumstances and ambitions.
Explore how locations, and the amount you can put away each month, can affect what you can afford.
SCALE UP YOUR SAVINGS
Grow a modest deposit into a sizeable sum with smart savings targets. Adjust as you go, and create achievable savings goals.
INTRODUCING YOUR PERSONAL DIGITAL COACH
Your digital coach will guide you through each step of the process.
With a range of simple questions and easy to understand answers, your clever companion will take the strain out of the process.
KEEPING YOU ON TRACK
From house hunting to moving in essentials, your custom checklist ensures you know exactly where you are on the home buying journey.
EXPAND YOUR KNOWLEDGE
Buying your first home is a big deal. Find out everything you need to know with our detailed guides, ready to help no matter where you are on the journey.
NUDGES
Nudges are an extra helping hand to guide you through your home buying journey. Not only will they help you stay on track and remind you to regularly check your plan, but will also give you the encouragement you need to complete your next goal.
The Home Buying Coach will also nudge you about exciting new features and any relevant mortgage related news, which may help you to buy your dream home sooner.
CREDITS
Coach Credits are a points-based reward feature, and a great way for you to recognise your progress as you move through your home buying journey. The more steps you complete, the more Coach Credits you’ll earn. Plus, you’ll unlock access to apply for exclusive Home Buying Coach products.
SAVINGS AND MORTGAGE PRODUCTS
As a valued Home Buying Coach app user you can gain access to exclusive Virgin Money savings products and mortgage deals by collecting Coach Credits.
Now for the Legal bit….
By allowing notification on your device, you accept the use of ‘in app nudges’. These notifications are a way to celebrate your successes during the home buying journey and provide reminders to help keep you on track. This means that the data you enter will trigger automated Nudges when you reach certain milestones. We will also track the Coach Credits you earn at key milestones, allowing you to access products exclusively available to app users.
To access Coach Credits, you’ll need to ensure you either accept all cookies, or select and accept the relevant cookies required to use this feature. By accepting these cookies, you’ll be agreeing to Virgin Money presenting you with exclusive products available to purchase should you decide to do so.
Check out our Terms of Use, Privacy Policy and Cookie notice by copying the link into your browser https://uk.virginmoney.com/mortgages/home-buying-coach/app-terms-and-notices